HOW IT WORKS
No Hidden Fees – You only pay if your debt is settled!
Step 1
Get Your Free Debt Reduction Secrets Guide
Click this link to get our free "Debt Reduction Secrets Guide"
Step 2
Talk To Your Debt Specialist
Schedule a free call to speak with one of our debt specialists to explain exactly how much you can save, and if our plan is right for you.
Step 3
Reduce Your Debt Up To 50%
Our team negotiates down your debt, with clients saving up to 50% off their total balances.
How We Can Help: Debt Negotiation Benefits
Does this sound familiar?
1. Talk To Your Debt Specialist
Debt relief can dramatically lower the amount you owe. Unlike a debt management plan or consolidation loan, our team may help reduce your total debt. Imagine if nearly half your debt was wiped out before having to make another payment!
Benefits include reduced repayment amounts, less financial stress, more money for what matters - think giving, saving, food, gas, and travel - and a faster path to financial freedom!
2. Freedom from Crippling Interest Rates
Managing debt effectively isn’t just about reducing the amount you owe—it’s also about breaking free from the burden of high interest rates. These rates are often the main reason people feel trapped in endless debt cycles, as paying only the minimum often barely reduces the original balance. The problem only worsens when you have significant credit card debt or personal loans, as the interest continues to accumulate, making it harder to get ahead.
3. Personalized Debt Relief Programs and Professional Support
Not all debt settlement companies are the same, and a one-size-fits-all approach won’t work for everyone. That’s why having a program designed specifically for your unique situation and unsecured debts is so important. Our experienced debt negotiators can help improve the likelihood of reaching favorable settlement agreements, potentially saving you thousands. Additionally, ongoing customer support and financial education provide you with the tools and knowledge needed to build a stronger, more resilient financial future.
4. Avoid Bankruptcy
Effective debt negotiation can be a valuable alternative to bankruptcy. While bankruptcy might appear to be a quick solution for eliminating debt, its consequences can linger for up to ten years. Debt relief, however, provides a less severe option that can help safeguard your credit report and create more opportunities for a stable financial future.
5. A Single, Manageable Monthly Payment
Picture transforming a complicated stack of bills into one simple, predictable monthly payment. Like a debt consolidation loan, this approach starts by streamlining everything into a single payment. However, instead of making payments toward a new loan, you’ll deposit this amount into an escrow account that you fully control. While you focus on building this account, our team will work on negotiating directly with your creditors to reduce the amount you owe on your enrolled debts.
Frequently Asked Questions
How can debt relief potentially benefit me in the long run?
Debt relief may help pave the way for long-term financial stability. By reducing your debt burden, you gain control over your finances, potentially saving money on interest and avoiding bankruptcy.
Will utilizing debt settlement services affect my credit score?
Using a debt settlement company may initially impact your credit report. However, your credit score should improve over time as you continue with consistent on-time payments and decrease your overall debt.
How long will it take to become debt-free?
Many of our clients successfully eliminate their enrolled debts in just 24 to 48 months*. Instead of enduring years of minimum payments as the interest piles up, debt negotiation may offer a faster, more affordable path to helping you achieve your goal of being debt-free.
How will debt negotiation affect my taxes?
If you qualify for debt settlement and the forgiven debt is considered taxable income, you might be able to avoid paying taxes on it through the insolvency exclusion. That is, if your total debts exceed the value of your assets, you may be considered insolvent, allowing you to exclude the forgiven debt from your taxable income. It’s important to consult a tax professional to determine if you qualify for this exclusion.
*Savings apply to debts enrolled in the program and do not include program fees
*Disclaimer: The showcased savings on settlements are not guaranteed. Your specific savings depend on your individual financial situation, credit history, and other contributing factors. The examples of settlement savings provided above are illustrative and based on diverse client circumstances. Testimonials are actual customer experiences and individual opinions and may not be illustrative of all experiences with the company or its affiliates. It's crucial to understand that outcomes may differ for each client, and no specific results can be guaranteed. Any decisions or actions taken based on the provided information should be made after careful consideration of your personal financial circumstances and consultation with relevant financial professionals.
Kingdom Debt Solutions, LLC is not a law firm, nor is it a substitute for an attorney or law firm. We do not provide legal advice, nor do we practice law. This document only contains legal information, not legal advice. We provide no guarantees regarding case outcomes, nor are we liable for any case outcomes. Please contact a tax professional to discuss the tax consequences of settlement. Please consult with a bankruptcy attorney for more information on bankruptcy. Read and understand all program materials prior to enrollment, including potential adverse impact on credit rating.
*Assumes all of your debts are eligible for enrollment, are enrolled in the program, and you successfully complete the program. The majority of clients who successfully complete the program resolve their enrolled debts in 24 - 48 months (average 35 months).
Kingdom Debt Solutions, LLC partners with trusted third-party providers ("Providers") to provide debt resolution services. Our clients who make all monthly program payments save approximately 40 – 50% of their enrolled debt (average of 45%) upon successful program completion, before program fees. Fees are based on a percentage of your enrolled debt at the time of starting the program and range from 14%-29% of your enrolled debt. Programs typically range from 24-48 months. Clients must save at least 25% of each debt due to an enrolled creditor before a bona fide settlement offer will be made. On average, clients receive their first settlement within 3-6 months of enrollment and approximately every 3-6 months thereafter from when the prior debt was settled. Not all clients complete the program. Estimates are based on prior results and may not match your results. We cannot guarantee that your debts will be resolved for a specific amount or percentage or within a specific timeframe. We do not assume your debts, make monthly payments to creditors or provide tax, bankruptcy, accounting, legal advice or credit repair services. Our program is not available in all states; fees may vary by state. Some programs may be offered through The Law Firm of Higbee & Associates d/b/a Advantage Law. The use of debt resolution services will likely adversely affect your credit. You may be subject to collections or lawsuits by creditors or collectors. Your outstanding debt may increase from the accrual of fees and interest. Any amount of debt forgiven by your creditors may be subject to income tax. Clients may withdraw from the program at any time without penalty and receive all funds from their dedicated account, other than funds earned by the company or fees paid to third-party service providers, as may be applicable. Read and understand all program materials prior to enrolling. Certain types of debts are not eligible for enrollment. Some creditors are not eligible for enrollment because they do not negotiate with debt relief companies. To determine the offers you may be eligible for, Providers conduct a “soft credit pull.” This credit pull does not impact your credit score, creditworthiness, or ability to obtain credit from other sources. The soft pull is not a tradeline entry, does not report against your score and will only take a few minutes.
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