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Indebtedness is not the unpardonable sin, but it is expensive!
Let us show you how we can assist you in saving yourself & your family, thousands of dollars each year through financial education and time proven debt relief methods!
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Debt Negotiation/Settlement
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. . . ... . From This --------------------------------------------- To This!
Debt Settlement is one of the best kept secrets. |
Creditors will never tell you about it. Debt negotiation and debt settlement are being used by thousands of people like you to honorably pay back an agreed-to, reduced amount to creditors. This
is an aggressive approach to debt reduction,
which is appropriate for people with
a serious amount of debt, or who are having
trouble making their payments, or even considering
bankruptcy. In
simple terms, this is what it does: reduces your debt by 40% to 70% and lets you pay
what you can afford into your own savings account each month for approx. 24 to 36 months or so. As the money accumulates, when you are ready, and you have an acceptable settlement, you pay your creditors the negotiated amounts, (we don't handle
your money). And, best of all, you have unlimited access to your own personal debt specialist. For actual examples of debts that we have settled, scroll to bottom of this page.
Here's the simple explanation: |
Debt-Settlement, as offered by Kingdom Debt Solutions, and powered by Consumer Recovery Network (CRN), is a very viable option to your debt problems. This process will typically eliminate 40-70% of your debt, over a 24-36 month period, by educating you on what to look forward to first, then allowing you to make payments you can afford within a reasonable time frame of reaching debt freedom.
We send you an educational package, (5) 1-hr. audio CD's that will explain the whole overall process to you. If you change your mind after listening to the CD's, simply return it, within 10-days of recieving it, for a 100% refund. The information will explain how the credit industry works, how debt collectors work, how the credit report agencies work, how to improve your credit score, and of course, how the debt negotiations and settlements are done. Unlike most all other settlement companies, you get your own personal "one-on-one" debt specialist to work with you through the whole process, not whichever customer service agent you happen to get when you call in.
After you start the program you will open up a savings account just for settlement payments. This will require you to be faithful to put the amount you can afford into your savings account each month (typically around 1 to 1.5% of your debt total). The more you put in, the sooner this process will be over. We only charge for the negotiations you want us to do, and only on the money we save you, (unlike most other settlement companies that charge you 15% of your total debt regardless of the settled amount.) If you get a settlement offer directly from your creditor, and you elect to take it, you owe us nothing on that account. What a deal, you can't get any fairer than that.
Example: Let's assume if you currently have $30,000.
in credit card debt with monthly min. payments
of $ 750. After 36 mos. of making payments,
you will have paid $27,000. and your balance
will still be over $25,000. Ugly, but that's how the credit card banks make money..In our settlement
program, you can settle the $30,000. for
approx. $15,000. (40% - 70%), Your payments are cut almost in half
(approx. $400 - $500.) and in 36 mos. the debt is paid as agreed . Absolutely,
no comparison!
How much does it cost me if your specialists negotiate a settlement for me. Our charge is 15% of what WE SAVE YOU! . Most setttlement companies charge 15% of your total debt. We're approx. half the cost. The more we save you, the more we make. So, who would you prefer to have negotiating on your behalf? Oh, and our 15% fee can be worked into your monthly payments so you don't feel it. Did we tell you that the payments are made to your own savings account, not to us. You control your money until it is time to settle a debt, then you pay the creditor directly, after you have agreed on the settlement amount, and we get you the proper paperwork to be sent with the settlement payment. If we can't get you a settlement you agree to, you owe us nothing.
An individual’s financial situation can
easily be destroyed by loss of employment, a
death in the family, unexpected circumstances,
or a few bad choices. We are committed to helping
our clients avoid bankruptcy and offering them
an honorable way to resolve their debt. Our
debt settlement program is tailored to each
individual’s financial needs. We analyze
their debt situation, provide them with their
best debt settlement options, and educate them
so they may continue to live their lives DEBT
FREE!
As a debt settlement educator and facilitator, your debt specialist will negotiate directly
with your creditors (those who you owe money
to) to settle your debt for a lower amount than
owed. We ask you, as the debtor, to save your
money for a lump sum settlement while we work
out the settlement agreement with your creditors.
After the debt is settled, the creditor will
send you a letter stating the debt obligation
was fulfilled, and will report to the credit
bureaus that the debt has been, "Settled
for less than full amount", "Paid",
or "Settled."
Creditors will usually settle for less than
owed when the debtor is under serious financial
strain because if the debtor chooses to file
bankruptcy, then the creditor gets nothing.
Creditors want to get as much money back as
they can.
Debt Settlement is a way to get out of debt
in the shortest amount of time, and with the
least amount of money without filing for bankruptcy.
There are some drawbacks though. The IRS considers
a forgiven debt as taxable income, so at the
end of the year, they will expect taxes to be
paid on the settlement. The IRS, however, has
a form (#982) available for special hardships.
Debt Settlement can also be harmful to a debtor’s
credit-rating while they are in the process
of settling their debts because creditors won’t
agree to settle on an account that remains current.
The debtor’s credit report will reflect
that they are behind in payments until the debts
are settled.
With our program, you will be able to eliminate
your debts in the shortest amount of time with
the least amount of money without filing bankruptcy!
After the program is over you can work on improving your credit score with the material that is included in your package, and/or we can refer you to professions that can asist you.
Accounts covered are all types of debt including credit cards, medical bills, signature
loans, apartment leases, repossessions, non-government
student loans, and many other types of debt. Click on "Types of Debt" below for a more thorough listing.
| Frequently asked Questions & other Information: ( Click on them for more info.) |
Step-by-Step: Written explanation of the Debt Negotiation/Settlement Program?
1 hr.10 min. Audio: Debt Negotiation/Settlement overview & Q & A session with the CEO of CRN.
8-min. Video: A Video example of how Debt Settlement works using Play-doh.
Types of Debt: What types of Debt can or cannot be Negotiated and Settled?
Program Costs: What do you charge for your Debt Negotiation and Settlement Service and your terms?
Fair Debt Collection Practices Act (FDCPA).What Debt Collectors can and can not do? See: Federal Trade Commission (FTC)
FAQ about Debt Collection (FDCPA).
If you need a video or audio player, download a FREE player: 
| Documented and Proven Results: |
The following is just a sample of what some of our clients have achieved using our program. You can see a copy of the actual settlement letters from the creditors if you hit "Click": .
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| Original Balance |
Debt Settlement |
Settlement Percentage |
Amount Saved |
Debt Settlement Letter |
| $12,830.21 |
$3,208.00 |
20.29% |
$9621.21 |
Click |
| $4,317.03 |
$1,900.00 |
44% |
$2417.03 |
Click |
| $1,481.03 |
$750.00 |
50.64% |
$731.03 |
Click |
| $8,212.04 |
$2,070.00 |
20.09% |
$6,142.04 |
Click |
| $1,127.57 |
$563.79 |
50% |
$563.79 |
Click |
| $1,733.64 |
$866.00 |
49.9% |
$867.64 |
Click |
| $10,917.13 |
$2,202.00 |
20.17% |
$8,715.13 |
Click |
| $67,214.00 |
$33,607.00 |
50% |
$33,607.00 |
Click |
| $12,829.90 |
$1,500.00 |
12% |
$11,329.90 |
Click |
| $31,050.40 |
$11,775.00 |
37.92% |
$19,275.40 |
Click |
| $58,917.71 |
$28,280.50 |
48% |
$30,637.21 |
Click |
| $47,848.99 |
$25,000.00 |
52% |
$22,848.99 |
Click |
| 15,369.00 |
$5,000.00 |
32.5% |
$10,369.00 |
Click |
| $10,550.66 |
$1,754.00 |
16.6% |
$8,796.66 |
Click |
. . ... Our
Programs are available in
ALL States & Canada.
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"Beloved,
I wish above all things that thou mayest prosper
and be in health, even as thy soul prospereth."
(3
John 1:3)
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